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19-Jun-2017 19:23

I insisted they provide payment in full for their financial mismanagement, lest Law Firm and Associates “possibly consider recommending their file for potential legal action” (another awkward-yet-threatening construction that fit within the letter of the Fair Debt Collection Practices Act).By night, I evaded debt collectors, ignoring their calls or urging them to sue me when I did speak to them — always an empty threat, I knew, given how small my debts were and how infrequently third-party collectors ever sued to collect anything. My father had accrued millions upon millions of dollars of it during the last years his Chrysler dealership remained in operation.To have tighter control over your phone number, and limit those who can perform a reverse look-up against your number, you will need to change that setting to “Friend of friends” or “Friends only”.Of course, this will also mean that the same privacy settings apply to the email address you use on Facebook. The collection agency, a subsidiary of a much larger group, serviced charged-off accounts purchased from original lenders such as Chase Bank, Household Bank, and American Express.

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Even prominent Americans such as Revolutionary War hero Henry “Light-Horse Harry” Lee and Supreme Court Justice James Wilson spent a few years in debtors’ prisons. Wilson and Lee were both back on their feet in a couple of months, their time in the pokey a mere footnote in their otherwise distinguished careers. FICO, a company founded in 1956 by an engineer and his mathematician partner, maintains tight control of the formula by which this number is derived.

Keep your real, regular phone number closer to your chest – and only share it with websites which you believe have a genuine requirement for it.

If you are on Facebook, and want to learn more about security and privacy issues on the social network, join the Naked Security Facebook page where our 190,000 strong community regularly discuss the latest threats.

he calls to the debtors went something like this: Me: “Hello, is this Mr. Rather than pressing charges against a relative I still loved, I decided to dodge the debt collectors.

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An unstable relative had racked up thousands of dollars in credit card debt using my name and social security number, and the debts had been defaulted on and then sold to third-party collection agencies.

It should be your choice as to whether your phone number is connected with your Facebook profile, and whether someone can use one to find the other.